Running out of balance when you need to make an urgent call or use mobile data can be frustrating. To help its prepaid customers stay connected, Ufone offers an instant balance loan service known as Ufone Advance Balance or UAdvance. This service allows you to borrow credit instantly and repay it automatically on your next recharge. Here is everything you need to know about getting a Ufone advance loan in 2026.
Ufone Advance Balance (Rs. 20 Loan)
Ufone Advance Balance is a quick loan facility for prepaid users who have less than Rs. 11.95 in their account. It provides Rs. 20 instantly, so you can continue using calls, SMS, or mobile data without interruption.
How to Get Ufone Advance Balance
Follow these simple steps to get an instant loan:
- Dial *456# from your Ufone prepaid SIM.
- Follow the on-screen instructions.
- Rs. 20 will be credited to your account immediately.
The service is not available for postpaid users.
Ufone Charges and Deductions
| Service | Initial Charges | Deduction on Next Recharge | Total Cost |
| Ufone Advance Balance | Rs. 4.40 (incl. tax) | Rs. 17.99 (Rs. 15 + Rs. 2.99 tax) | Rs. 22.39 |
So, when you borrow Rs. 20, a total of Rs. 22.39 (including service cost and tax) will be deducted from your next recharge.
Key Benefits of Ufone Advance Balance
- Instant Loan: Get Rs. 20 immediately when your balance is below Rs. 11.95.
- 24/7 Availability: Accessible anytime, anywhere by dialing *456#.
- No Manual Repayment: The borrowed amount is automatically deducted after your next recharge.
- Perfect for Emergencies: Stay connected during low-balance situations.
- Easy Activation: No paperwork or registration required.
UAdvance
Ufone also offers an enhanced version of its advanced service called UAdvance, which provides up to Rs. 60 based on your usage history and eligibility.
How Much Ufone Balance Can You Get?
| Loan Amount (Rs.) | Service Fee (30% Incl. Tax) | Total Deduction on Recharge (Rs.) |
| 20 | 6 | 26 |
| 30 | 9 | 39 |
| 40 | 12 | 52 |
| 50 | 15 | 65 |
| 60 | 18 | 78 |
The service fee is 30% of the loan amount, deducted automatically from your next recharge.
Eligibility for UAdvance
- Only available for Ufone prepaid users.
- Eligibility depends on your recharge and usage history.
- Not available for postpaid users.
Limitations of Ufone Advance
- Available only for prepaid customers.
- The loan amount is limited (Rs. 20 to Rs. 60).
- Frequent use may lead to higher service charges.
